If you’re considering MINI financing for your next purchase, a pre-approval is an important first step. By getting pre-approved, you can shop with extra confidence. We’re diving into all the details at Orlando MINI.

Do Your Research

Before getting pre-approved, it’s helpful to know what price range you’re looking for in your next vehicle. Shop our inventory online to see which cars include your must-haves and how much they cost. Of course, you may not be approved for those amounts, but it’s a great jumping off-point.

Check Your Credit

It’s also a good idea to check your credit before you apply. If your credit score is an issue, you could have trouble getting approved and you’ll likely get a high interest rate. Review your credit report to see if there are any discrepancies to clear up or anything else you can do to raise your score before applying.

Get a Trade-in Estimate

It can be much easier to secure an auto loan if you’re prepared to make a down payment of at least 20 percent. Many buyers may opt to trade in their existing vehicle which can contribute a significant chunk toward the down payment. We encourage you to get an estimate of your trade-in value so that you know exactly how much positive (or negative) equity you have.

Gather Your Documentation

You can quickly get pre-approved on our site by answering just a few quick questions. You’ll need to submit your social security number, housing info, employment info, and any co-applicant information. To officially get approved, you’ll need the following documentation:

  • Driver’s license or government-issued ID
  • Proof of income
  • Proof of residence
  • Proof of auto insurance
  • Trade-in registration, title, and lien paperwork (if applicable)

Apply for MINI Financing in Orlando, FL

A pre-approval can be incredibly helpful because it provides an estimate of your rates and payments. However, you’ll still need to officially apply for financing. Visit Orlando MINI to get started today!