The biggest myth about car insurance is that it’s all the same. But this couldn’t be further from the truth. At Orlando MINI, we want to make sure you are getting the best insurance for your lifestyle, and something that will also work with your budget.

There are some aspects of car insurance that are obvious. A newer model like the 2018 MINI Clubman is going to cost more to insure than an older car that’s seen more miles. There are less obvious things too, like the heaps of coverage options you’ll have to choose from.

In Florida, two coverage options are fairly easy to opt for—Liability and Personal Injury Protection—because they are both required by law. The rest may be a bit more nuanced.

If you’re interested in full coverage, you’ll have to add Collision and Comprehensive to the list. While these are both important, and highly recommended, it’s not going to come at a cheap price.

When it comes to auto insurance, the lowest price isn’t always the best value. If bare minimum coverage is all you can afford, then this may be the best route, but you could end up paying more in the long run in the case of an accident.

Even if you do select the full coverage, you can still get your premium down by raising your deductible. This is a great way to save money if you’re a safe driver, however, if an accident does occur, you’ll be paying more out of pocket. If you can’t afford those out of pocket costs, a high deductible becomes something of a gamble.

We’re here to help you every step of the way, so be sure to contact our Orlando MINI dealership today!